The Fiat 500C: A summer checkup and the perfect travel protection
With the current temperatures, summer has definitely arrived in Switzerland. Who isn’t dreaming of la dolce vita?
Our current “Car of the Month” for July is the undisputed king of rental cars in southern vacation destinations:
the zippy Fiat 500!
Fiat 500 in a Swiss Bonus Comparison
This cult classic is a real hit on Swiss roads, too. But what about insurance costs when you register the iconic Cinquecento here?
A Vacation Feeling on Swiss Roads
The Fiat 500C is perfect for narrow streets and sunny mountain passes. Our latest cost estimate for a 36-year-old female driver from Steckborn, Thurgau, proves that style doesn’t have to be expensive in Switzerland.
| Insurance Premium Comparison: Fiat 500 | |
|---|---|
| 🥇 simpego | CHF 951.50 |
| 🥈 Cheapest competitor | CHF 954.30 |
| 🥉 Market average | CHF 1,196.25 |
Thanks to our competitively priced rates, you’ll save about 240 francs a year compared to the market average—money that’s much better spent on delicious gelato or a nice dinner while on vacation!
The underlying calculation profile:
| Detailed Calculation Basis (Profile) | |
|---|---|
| Vehicle Owner / Policyholder | Female, 36 years old (May 3, 1990), Swiss citizen, driver’s license since 2010, residing in 8266 Steckborn (TG) |
| Vehicle | Fiat 500C 0.9 Twinair Dolcevita, convertible, gasoline, 85 PS (63 kW), manual transmission, 3-door, model year 2022 or later, first registration: July 2022, original price CHF 26,240 + 10% for accessories (CHF 2,624) |
| Usage & Garage | 15,000 km per year, private use including commuting (trips to work), garage at home |
| Driver under 25 | No |
| Contract & Model | No leasing, free choice of garage, lowest bonus level among competitors (or as specified in the online quote), start date: July 1, 2026, annual payment plan |
| Coverage |
• Partial collision coverage (TK) excess: CHF 300 (Competitor 3: CHF 200 / Competitor 4: CHF 0) • Parking damage (PS) unlimited excess: CHF 0 (Competitor 1: CHF 300 / Competitor 2: CHF 200) • Collision coverage (KK) excess: CHF 1 ,000• Liability coverage (H3) excess: CHF 0• Add-ons: No-claims protection, gross negligence (GF), Glass Plus, personal effects (MGFS) up to CHF 2,000, replacement vehicle in the event of a claim, Assistance Plus• Not covered: No passengers, no legal protection (RS) |
A Detailed Look at the Selected Coverage Highlights
To ensure your driving experience remains unspoiled, we’ve equipped the vehicle with a top-of-the-line performance package:
- Liability Insurance: CHF 0 excess. Comprehensive coverage for property damage and bodily injury to third parties, including defense against unjustified claims.
- Partial Coverage: Excess of CHF 300. Covers damage caused by fire, natural disasters, snow slides, theft, collisions with animals, and damage caused by martens.
- Glass Breakage Plus (Glas +): Extended coverage beyond the basic glass coverage, which also fully covers damage to small glass parts, headlights, and light-emitting diodes (LEDs).
- Collision Coverage: CHF 1,000 excess. Provides optimal protection against collision damage to your own convertible that is your fault.
- Parking Damage Protection Plus: Unlimited coverage with a CHF 0 excess for up to two incidents of damage per calendar year to a parked vehicle caused by unknown persons or vehicles.
- Gross Negligence Protection (GF): In the event of a claim caused by gross negligence, simpego waives its statutory right of recourse or reduction.
- Personal Belongings (MGFS): Passengers’ personal belongings are insured against theft from a locked vehicle or damage up to a value of CHF 2,000.
- Assistance Plus & Replacement Vehicle: 24-hour assistance throughout Europe in the event of a breakdown, theft, or traffic accident. In the event of a claim, your customers also benefit from a free replacement vehicle for the duration of the repair.
✈️ Enjoy a worry-free summer vacation with simpego travel insurance ✈️
Anyone booking a flight for a vacation abroad often turns to the Fiat 500 as a nimble rental car once they arrive. But be careful: If a rental car is damaged, foreign rental companies often charge exorbitant excesses. This is exactly where simpego offers the perfect solution for your customers.
Smart Protection Against Expensive Rental Car Excesses
If your rental car unexpectedly suffers comprehensive damage or is stolen, simpego covers the financial risk in two ways:
🛡️ Option 1:
Through travel insurance: Personal assistance
If your customers purchase our global travel insurance, which includes Personal assistance, a reduction in the excess for rental cars is automatically included. In the event of a claim, TAS Versicherungen AG, as the insurer, will cover the excess owed up to CHF 3,000 per rental agreement.
🏠 Option 2:
About Personal Liability Insurance: Rental Car Coverage Option
This protection is even more comprehensive when included as supplemental coverage under our household property and personal liability insurance policies. With the “Driver of Third-Party Motor Vehicles / Rental Car Excess Coverage” option, we cover the comprehensive insurance excess owed for rented passenger cars up to an impressive CHF 10,000.
Traveling in your own car? Europe-wide roadside assistance!
For anyone who prefers to head south in their own car or convertible, our personalized vehicle assistance is the ideal travel companion. It offers fast, hassle-free roadside assistance, towing, and recovery services throughout Europe.
Did you know? 💡
The best part: This coverage is perfectly suited for everyday use by the driver in the household and is personalized—whether they’re driving their own convertible, the family camper, or a company car. And you don’t even have to be on a long trip to receive assistance!
Comparison of Premiums for Swiss Travel Insurance Policies
simpego also holds the top spot in the Swiss market in terms of rates for comprehensive travel insurance:
Compare Premiums for Travel Insurance Worldwide
| Annual Travel Insurance, Worldwide Coverage (Motor Vehicle Assistance in Europe) | ||
|---|---|---|
| Provider | Annual Premium (Single Person, Age 65) | Difference from simpego |
|
🥇 simpego
Basic Plan
|
CHF 193.50 | — |
| 🥈 Lowest-priced competitor | CHF 211.10 | + 9% |
| 🥉 Market Average | CHF 317.85 | + 64% |
🤝 Bottom line: Get a quote and reap the benefits
Whether it’s customized auto insurance for the iconic Fiat 500C or comprehensive travel coverage for the upcoming summer vacation, with simpego you can always offer your customers the best value for money in Switzerland.
Use our intuitive online premium calculator to create a customized digital quote in just a few clicks. If you have detailed questions about specific contract combinations or coverage limits, our knowledgeable customer service team is always happy to assist you.
We wish you a wonderful summer full of unforgettable road trips and boundless freedom! 🌞🏕️
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