Already booked your trip—but haven't gotten insurance yet? Here's how to get travel insurance retroactively!

simpego Travel

Vacation all set—but forgot to buy insurance? No worries! With simpego Travel, you can get travel insurance after you’ve already booked your trip. Starting on the date of your choice, simpego protects you against cancellation fees, emergencies, and hefty hospital bills. Three clicks, full of excitement.

When does Insurance cover take effect?

When you sign the contract, you specify the inception of insurance. Full coverage takes effect as of that date—whether it’s personal and vehicle assistance or Healing costs—as long as the event had not already occurred or was not foreseeable.

In short:
Sign up today, and you’re protected tomorrow.

If you sign up now …

🌡️ Illness before departure
: Cancellation costs are covered

🛠️ Breakdown on the way
there? Roadside Assistance will get you back on the road

🤒 Medical emergencies abroad
: Healing costs covered up to CHF 3 million

✈️ Flight Cancellation Due to a Strike
: Alternative Travel or Refund

… you avoid this risk

High cancellation fees out of your own pocket


; pay


for an extra hotel and return transportation yourself; expensive hospital bills abroad

; you’re responsible for any additional costs

Frequently Asked Questions – Quick Answers

Yes, even during your trip—coverage begins on the date you select.

Yes, if you have to cut your trip short (e.g., due to a sudden illness or accident). You will be reimbursed for any unused vacation days.

If a chronic condition becomes acute after the inception of insurance, you are covered. If it
existed before the inception of insurance, the coverage does not apply.

No.
As long as you are a resident of Switzerland and of legal age, you can purchase simpego travel insurance.

No, no medical examinations are required to take out the policy. Just
keep in mind that uncontrolled pre-existing conditions are excluded from coverage (chronic conditions must have been stable for the past 6 months).

Your Next Step

There are many reasons that can come up suddenly and prevent you from traveling:


• Gastrointestinal virus from a street food market in Valencia•
Torn ligament while playing beach volleyball at Lake Como•
Chaos at Zurich Airport due to a thunderstorm: Flights are being canceled one after another•
Heat-related circulatory collapse—hospital instead of the beach•
Wildfire on the Côte d’Azur; hotel evacuated

When Your Trip Falls Through: Why Trip Cancellation Insurance Is Worth Its Weight in Gold

Your safety net—not just for long trips, but also for spontaneous weekend getaways and day trips that require admission.

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Lost Your Luggage? No Need to Panic—Here’s How to Insure Your Luggage Worldwide

Lost your suitcase? The luggage coverage in your simpego home contents insurance policy covers loss, damage, or delays—worldwide.

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simpego Travel – Your Reliable Protection on the Go

New: Comprehensive insurance coverage for your next vacation is now available—from trip cancellation to roadside assistance.

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