Why are veterinary costs rising?
We love our four-legged family members more than anything and want them to be healthy and happy. But when a beloved cat or faithful dog suddenly falls ill or has an accident, many pet owners quickly start to panic. Why? Just as healthcare costs for humans are rising, veterinary costs are also becoming a growing concern.
Get pet insurance early so that, in an emergency, you don’t have to worry about money and can focus entirely on your pet’s recovery!
Is pet insurance worth it in Switzerland?
Yes, pet insurance is worth it, as veterinary costs are rising rapidly. simpego offers comprehensive coverage for dogs and cats.
You benefit from fair premium rates starting at just CHF 8.60/month, immediate accident coverage with no waiting period, and coverage of up to CHF 12,000 per year. Simple and efficient!
In the latest episode of “Animal Health Talk” on Radio 1, we took a closer look at exactly this topic. Veterinarian Meret Sannemann explains why veterinary bills can be so high and how you can protect yourself and your pet financially.
🎙️ Listen to the podcast episode now [swiss german]
Why are veterinary costs rising? 📈
Perhaps you’ve noticed this from your own experience: A visit to the vet can really put a strain on your wallet. There are several logical reasons for this:
- Extreme progress has been made in veterinary medicine.
- Consequently, costs in veterinary medicine are rising steadily.
- Spending on diagnostic supplies and modern medications is on the rise.
- Personnel costs at medical practices have also risen.
Unlike us humans, whose medical bills are usually covered by health insurance, you usually have to pay the vet in cash right there at the office.
When do vet bills get really expensive? 💸
Even with seemingly harmless symptoms, the costs on the medical bill can add up very quickly.
- As soon as surgery is necessary, the costs can quickly run into the thousands.
- Even routine visits to the doctor’s office can quickly add up to high costs if lab tests or blood tests are required.
- As animals age, they often develop dental problems or require dental cleanings, which can quickly become expensive.
Who should consider pet insurance? 🐶🐱
The clear answer is: It makes sense for every pet if you feel that higher costs might arise at some point. Accidents or illnesses usually happen completely out of the blue.
- A cat that roams freely is always at risk of being hit by a car, which could result in an expensive surgery.
- A stray dog from a shelter can get just as sick as a purebred Labrador from a breeder.
To ensure you don’t have to worry about finances in moments like these, we at simpego are here for you. If you insure your four-legged friend with us, we’ll cover up to CHF 12,000 of your annual veterinary costs. Best of all, you can customize your insurance coverage to perfectly fit your budget and your pet’s needs.
How simpego protects your furry friend (and you!) 🛡️
With simpego’s pet insurance, you’re prepared for anything. We don’t just offer the basics—we provide real lifelines for everyday life with your four-legged friend. Here are some of the highlights you’ll enjoy:
- Up to 100% coverage: For pets up to 8 years old, you can choose full coverage (for older pets, a 20% deductible applies)—and depending on the package you choose, this can amount to an extremely high annual total of CHF 12,000.
- From acupuncture to behavioral medicine: We don’t just cover surgeries or illnesses, but also complementary medical treatments (such as osteopathy or physical therapy) and even behavioral medicine, provided it is medically prescribed.
- Emergency care for your pet: Do you need to go to the hospital for an emergency? Don’t worry about your pet! We’ll cover the costs of a boarding facility or a pet sitter.
- Immediate coverage in case of accidents: Accidents happen out of the blue. That’s why we have absolutely no waiting period for accidents—your pet is covered from the first day of the policy.
To keep your pet healthy, we also recommend that you have a veterinary checkup (including a dental exam) at least once every 12 months and follow the vaccination recommendations.
Get pet insurance early on so that, in an emergency, you don’t have to worry about money and can focus entirely on your pet’s recovery!
Would you like to know exactly how affordable customized pet insurance is for your cat or dog?
Here’s what our customers say about us:
Deductible, Co-pay, and Coverage
Do you sometimes find yourself confused by all the technical terms related to pet insurance?
We shed some light on the matter: We’ll explain in simple, clear terms how deductibles and co-payments work in pet insurance, how they affect your premium, and what you should look for when choosing the right coverage.
This way, you’re sure to find the solution that’s perfect for you and your furry friend.
Deductible? Explained simply!